Cash value building life insurance which offers a flexible premium, flexible death benefit, and competitive interest rate.  Issue amounts are generally $100,000 and up.

The lowest cost life insurance when a prospect know that they only need the death benefit for a short time.  Term life insurance generally produces no cash value.  Available for 1 year, 5 year, 10 year, 20 year, and 30 year term periods.  Issue amounts generally $50,000 and more.

Cash value building life insurance with a fixed and often guaranteed premium.  Issue amounts from $25,000 and up.

Replaces a person’s income when off of work due illness or accident.  Available as a short term benefit (up to 52 weeks) or long term benefit (to age 67).  We offer DI plans for blue collar risks as well as gray and white collar risks.

Whole Life insurance offered in lower face amounts, generally $5,000 - $50,000.  FE is generally issued from age 18-80.  Normally features easy underwriting and high commission.

Protects a policyholder against the high cost of home health care, assisted living, and nursing facility costs.  Generally issued from age 50-79 for applicants in good health.  People buy LTCi with their health, not their money!

Insures individuals and families against the high cost of dental care.  Some policies also include vision and hearing coverage.

Very popular coverage which provides a bucket of money to protect the insured  in the event of cancer.  Amounts available:  $5,000-$100,000.  Issued from ages 18-99.

 Insurance that provides cash to pay for gaps left by other insurance.  Offers a variety of options.  “Cash in your pocket” type of policy.

IMG offers a full line of international medical insurance products, as well as trip cancellation programs, stop loss insurance, medical management services and 24/7 emergency medical and travel assistance — all designed to provide members Global Peace of Mind® while they’re away from home.

Agent contracting

https://producer.imglobal.com/login/new-producer-contracting.aspx?mga=10633

Plan information (includes applications)

https://producer.imglobal.com/international-insurance-plans.aspx?imgac=10633