Drennan Insurance Marketing, Inc. offers to you, as an independent insurance agent, a wide range of life, health, annuities, accident, ancillary and senior products for you to sell.
If your client enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.
These plans are sometimes referred to as ‘Medicare Replacement’ plans.
A Medicare Advantage Plan is not a Medicare Supplement Plan
A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like co-payments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and your client buys a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then the Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
LONG TERM CARE
DENTAL / VISION / HEARING
Insurance that provides cash to pay for gaps left by other insurance. Offers a variety of options. “Cash in your pocket” type of policy.